// ROI Calculator

How Much Capital Is Trapped
in Your Payment Cycle?

Maritime operators lose millions to payment float every year. Over 60% of logistics providers wait more than 60 days for payment, with ocean freight shippers averaging 60–90 days. That's $20–30M+ permanently locked in receivables for a typical mid-size operator. Use our calculator to see what Bosun could unlock for your business.

// The problem

The Hidden Cost of Waiting for Payment

Every day your capital sits in transit, it costs you money. Traditional cross-border payment rails were designed for a 9-to-5, Monday-to-Friday world. Your ships operate 24/7/365. That mismatch creates a permanent working capital gap that drains your balance sheet.

60%+

of logistics providers wait 60+ days for payment

Industry survey, 2025

100+

days average DSO in UAE transport sector

Atradius, 2023

3–5

days for cross-border wire transfers to settle

Industry standard

The result? A $10M/month maritime company with 60-day payment terms has roughly $20M permanently trapped in receivables. At 90-day terms—common in ocean freight—that rises to $30M. This is capital that could be funding fleet expansion, fuel purchases, debt reduction, or earning yield in treasury.

// Calculator

See Your Numbers

Enter your figures below to calculate how much working capital Bosun could return to your balance sheet and your annual cost savings.

Your business
$

Total cross-border payments your company processes per month

days

Days Sales Outstanding — how long it takes to collect payment. Industry average: 60–90 days for ocean freight.

%

Annual cost of financing your receivables gap. Freight factoring runs 1–5% per invoice (6–30% annualized). Letters of credit cost 0.75–3%+.

Pre-filled. Bosun settles cross-border payments in approximately 15 minutes, 24/7/365.

Why this matters

The problem: With 60-day payment terms and 3-5 day wire transfers, you always have ~$0 trapped.

The cost: That trapped capital costs you $0/year.

The solution: Bosun settles in 15 minutes. Your capital returns to your balance sheet.

Year 1 total value
$0

Capital freed + net annual savings

Value breakdown
Capital returned to your balance sheet (one-time)
$0freed

This capital is permanently trapped with traditional rails. Bosun returns it to your balance sheet.

Annual financing cost eliminated (annual)
$0saved

No more paying 10% to finance trapped working capital.

Bosun fee (annual)$0/year

1% of annual volume ($120.00M)

Net annual savings$0

Financing cost eliminated minus Bosun fee

Settlement
15 min
vs 3-5 days traditional
Availability
24/7
Ships never stop

Bosun doesn't just reduce your payment costs—it returns trapped capital to your balance sheet. That's a one-time liquidity event plus recurring annual savings. Your freed capital can fund fleet expansion, fuel purchases at better cash rates, debt reduction, or earn yield in treasury.

No setup fees. No monthly minimums. 1% per transaction.

// Compare options

How we stack up.

Financing MethodTypical CostYour Monthly CostSpeed
Freight Factoring3-5% per invoice$400,0001-3 days
Working Capital Loan8-15% APR$0N/A
Letter of Credit1-3% + fees$200,000Days-weeks
Bosun
1% flat$015 minutes

Plus: Bosun frees $0 in trapped capital—a one-time return to your balance sheet.

Calculations based on standard accounts receivable methodology. Industry DSO benchmarks sourced from: Atradius Payment Practices Barometer (UAE 2023, 2025; Western Europe 2024), TransCredit/Transport Topics shipper payment surveys, and Polo 4PL logistics industry survey (2025). Actual results may vary based on your specific payment corridors, counterparty terms, and transaction volumes.

Ready to liberate your working capital?

Bosun settles cross-border maritime payments in 15 minutes, 24/7/365. No trapped capital. No weekend delays. No correspondent bank fees stacking up at every hop.